Summary

The effective date of the recently adopted rules language requiring an RDFI to notify the ODFI of the status of a request for return within 10 banking days has been extended by 6 months to April 1, 2025.

In addition, two upcoming rules have effective dates of Friday, June 19, 2026. As this is a federal holiday, the practical effective date for these two rules will be the next banking day – Monday, June 22, 2026.

Full Bulletin